Loan Officer

A Loan Officer plays a crucial role in the lending process, facilitating the borrowing experience for individuals or businesses. Here’s a general job description for a Loan Officer:

Job Title: Loan Officer


  1. Customer Interaction:
    • Engage with clients to understand their borrowing needs and financial situations.
    • Provide information about various loan products, interest rates, and terms.
    • Guide clients through the loan application process, explaining documentation requirements.
  2. Loan Origination:
    • Evaluate loan applications and assess the creditworthiness of applicants.
    • Collect and analyze financial information, including income, credit reports, and debt-to-income ratios.
    • Determine the type and amount of loan that best suits the client’s needs.
  3. Regulatory Compliance:
    • Ensure compliance with all applicable lending regulations and internal policies.
    • Stay informed about changes in lending regulations and industry trends.
  4. Communication:
    • Communicate loan terms, conditions, and approval status to clients.
    • Collaborate with underwriters and other internal teams to facilitate a smooth loan approval process.
  5. Relationship Building:
    • Build and maintain relationships with real estate agents, builders, and other referral sources.
    • Cultivate relationships with clients to enhance customer loyalty and generate referrals.
  6. Documentation and Processing:
    • Assist clients in gathering necessary documentation for loan applications.
    • Work closely with loan processors to ensure timely and accurate processing of applications.
  7. Sales and Targets:
    • Meet or exceed sales targets and quotas set by the lending institution.
    • Actively promote and market loan products to generate new business.
  8. Education and Training:
    • Stay updated on industry trends, lending products, and market conditions.
    • Provide guidance and education to clients about the loan process and available products.


  • Bachelor’s degree in finance, business, or a related field (not mandatory but preferred).
  • Relevant experience in banking, lending, or a related field.
    • Mortgage License required.
  • Strong understanding of financial and credit principles.
  • Excellent communication and interpersonal skills.
  • Knowledge of relevant lending regulations and compliance.Top of Form
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Corporate Office

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Saturday (Remote Hours)
10:00 AM
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